Table of Contents 1. Introduction: PocketMoney Know your Palm Computing Device What’s Included Installing PocketMoney Purchasing PocketMoney Registering PocketMoney 2. Basics Opening PocketMoney on Palm OS Accounts Transactions Data Entry Screen Register Screen Menus Options Register View Tools Record Lists Account View Report 3. Samples Starting Balance for Checking Starting Balance for Visa Transfer Transaction Withdrawal Transaction Deposit Transaction Transaction in Foreign Currency 4. Features List Editor Category Splits Preferences Account Info Currency & Exchange Rate Creating an Account Deleting an Account On Screen Reports Filtered Balance Category Expenses Payee Expenses Account Expenses Custom Filters Reconciling Accounts Rolling Up Transactions Recompute Balances Recurring Transactions/Standing Orders 5 . Interfacing PocketMoney with Desktop Applications Installing Macintosh Conduit Installing Windows Conduit Import and Export Formats Tab-delimited Format (TDF) Quicken Interchange Format (QIF & QIF-Old) Conduit Settings Exchanging Data Upload from Palm to Desktop Download from Desktop to Palm HotSync Scenarios IR Sync Option (IR, Bluetooth, SMS)

3. Samples Initially, all account balances in PocketMoney are zero. The first step in PocketMoney is creating Opening/Starting balances for all your accounts. Let’s set up balances for checking and Visa accounts. These accounts are the defaults built into PocketMoney, but you can change the name of the accounts and add as many other accounts as you need. Starting Balance for Checking Let’s create a checking account starting balance of $354.88: 1. Open PocketMoney. 2. Create a Checking Account. a. Tap New. b. Enter “Checking” in the Account field. c. Tap OK. 3. Select “Checking” from the Account listing. 4. Tap New. 5. Set the transaction type to Deposit. 6. Write or key “Miscellaneous” into the Category field. 7. Write or key “Opening Balance” into the From field. 8. Write or key the check number of the last check that you wrote into the Id # field. This enables PocketMoney to assign the next available check number. 9. Write or key 354.88 into the Amount field. 10. Tap OK. This will save the transaction. 11. Observe that the calculated balance is $354.88. Starting Balance for Visa Let’s create an unpaid balance in your Visa account of $1,224.69: 1. Tap OK to return to the Account List screen if you are not there. 2. Create a Visa Account. a. Tap New. b. Enter “Visa” in the Account field. c. Set the Type to “Credit Card” d. Tap OK. 3. Select “Visa” from the Account listing. 4. Tap New. 5. Set the transaction type to Withdrawal. (This is money you owe.) 6. Write or key “Miscellaneous” into the Category field. 7. Write or key “Opening Balance” into the To field. 8. Write or key 1224.69 into the Amount field. 9. Tap OK. This will save the transaction. Tap OK, again, to return to Account List. 10. Observe that the calculated balance is $-1224.69. Transfer Transaction Let’s enter data for a check to pay your credit card bill: 1. Tap Checking to open the Checking Register. 2. Tap New. 3. Set the transaction type to Transfer. 4. If the Account name does not appear as Checking, tap the Account and select Checking. 5. Leave the Category blank. 6. Tap on the T To and select Visa. 7. Tap on the ¨Id # label and then tap Next Check #. The next available number appears here. Alternatively, you can write or key in a check number. 8. Write or key the amount of the check into the Amount field. 9. Tap OK twice. Observe that the calculated balance of the Checking and Visa accounts has been updated to reflect the new check. Withdrawal Transaction Let’s enter data for a credit card purchase: 1. Open the Visa register and tap New. 2. The transaction type is already Withdrawal. 3. Tap on the Account and select Visa. The balance at this point reflects the opening balance and the payment that you entered in the examples above. 4. Tap on the Category and select the appropriate category (e.g., Recreation). 5. Write or key the name of the store (e.g., Smuggler’s Notch Ski Shop) into the To field. 6. Write or key the amount of the purchase into the Amount field. 7. Tap OK. Observe that the calculated balance has been updated to reflect the new purchase. 8. Optional: Tap the Memo icon and enter information in the Notes field (e.g., Snowboard). Deposit Transaction Let’s enter data for a paycheck deposit: 1. Open the Checking register and tap New. 2. Set the transaction type to Deposit. Your paycheck increases your net worth. 3. Tap on the ¨Category label and select Salary. 4. Write or key the name of your employer (e.g., E. Scrooge) into the From field. The next time you enter a paycheck you can select the name out of the pop-up list because “Auto-add to popups” is turned on in the Prefs. 5. Write or key the amount of the paycheck into the Amount field. 7. Tap OK and observe that the calculated balance has been updated to reflect the new deposit. Transaction in Foreign Currency Let’s enter data for a credit card purchase in a foreign country: 1. Turn on Multiple Currencies in the Prefs screen (). 2. Open the Visa register and tap New. 3. Tap on the ¨Category label and select Food. 4. Write or key the name of the restaurant into the To field. 5. Write or key the amount (in foreign currency) of the purchase into the Amount field. 6. Enter the current exchange rate in the Rate field. For example, if 1.33 is the current exchange rate between Canada and the US then 1.33 Canadian dollars (foreign currency) equals 1 US dollar (base currency for account). HINT: Tap the x button to open the Exchange Rate worksheet. The Exchange Rate worksheet will lookup the exchange rate from the previous record. 7. Tap OK and observe that the calculated balance has been updated to reflect the new purchase. Chapter 4