Separate Chex 1.0 - This utility has a small calculator window that lets you add the value into 1 of 4 buttons...the buttons display the totals that have been tallied which makes it an indispensable tool for dividing a phone bill into 2-4 accounts. Another indispensable feature is that it divides a tip, discount, equally with respect the value of that each person owes...that is, if a=$10, b=$20, and a tax/tip is $6.00, then the $6.00 will be divided to $4.00 (for a) and $2.00 (for b)... also, a strict discount is impleted... Other nifty features have been added; take a look and see if it is helpful or useful. If it is, then use it or archive it to be used when needed (I usually use it about once a month-bill time and roomates).